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Self-employed Mortgage Advisor

Location: Remote

Type: Self-Employed

Earnings: Competitive commission split

Job Reference Number: HHH200726


House & Holiday Home Mortgages is a remote-based, family-run brokerage with a specialism in holiday let and holiday home finance; a niche we know better than almost anyone in the market. We advise across residential, buy-to-let, holiday let, second home and equity release, and we're in the middle of an exciting period of growth.

We currently have a team of six advisors and we want to double it. Over the next 12 months we're looking to bring six talented people into a business that genuinely supports self-employed advisors to do their best work. We're building something and we’re looking for the right people to be a part of it.

The Role

We're looking for an experienced, self-employed Mortgage Advisor to join us. You'll advise across residential, BTL, holiday let, second home, specialist, and equity release if qualified, with a dedicated admin team behind you, a clear compliance framework through Mortgage Intelligence, and a commercial arrangement that rewards your hard work fairly.

If you have an existing client back-book, brilliant! That's our ideal. We’ve helped people in your position by taking away the admin stress and bringing you into a supportive culture. We know advisors with established books are like gold dust, and if that's you, we'd love to talk. But if you're a proven self-generator with a strong track record and a clear plan for how you'd build business, we're interested in that conversation too.

What You'll Be Doing

      Mortgage advice across a comprehensive panel of lenders on residential, BTL, holiday let, second home, specialist and equity release (if qualified) business

      Managing your own pipeline end to end with full admin support from submission to completion

      Self-generating business through your client bank, referral network and introducer relationships

      Identifying protection opportunities and referring to our dedicated protection specialist

      Maintaining full FCA compliance within the Mortgage Intelligence framework

      Contributing to a team culture that's collaborative, not competitive

What We Offer

  Up to 75% commission on self-generated business

  Zero monthly fees or desk charges

  Dedicated admin support: submissions, case progression, lender and client liaison

  Mortgage Intelligence network: proven compliance, PI cover, lender access

  A remote team with a genuine culture: check-ins, support and no isolation

  A growing business with real ambition: your success grows with ours

What We're Looking For

      CeMAP qualified (or equivalent)

      Minimum 3 years' mortgage advisory experience (brokerage preferred)

      Proven ability to self-generate business and manage your own pipeline

      Previous self-employed or AR experience strongly preferred

      Existing client back-book is a significant advantage

      High standards of compliance and client care

      A team mindset: we're building a culture, not just a headcount

Working at HHH

We're fully remote. Your clients can be anywhere in the UK and so can you. There are no fixed hours but you'll be part of a team that communicates regularly and genuinely supports each other.

We're not a faceless network. We're a family business that cares about who joins us, how they do, and whether they enjoy it. If you're the kind of person who does their best work with freedom and support in equal measure, you'll fit right in. We’re nice people and we help nice people.

Application Question

Please include a short response to the following in your covering letter or email:

 

"Tell us how you currently generate your own business, and what your back-book situation honestly looks like."

 

We ask because it helps us have a more honest, productive first conversation. There's no wrong answer.

How to Apply 

Send your CV and a short covering note to:

hello@hhhmortgages.com

Subject line: "Mortgage Advisor - Application"

 

We respond to every application personally. Successful candidates will be invited to an informal conversation where we’ll chat about what you're looking for and whether we're the right fit for each other.

 

No recruiters or agencies please.